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VA Home Loan Calculator

Estimate affordability, monthly payment, VA funding fee, and how your military income affects qualification. This estimate uses common VA guidelines, but lender overlays may be stricter.
For estimation and educational purposes only. The U.S. Department of Veterans Affairs sets VA funding fees and loan eligibility; FHFA sets conforming loan limits; individual lenders set interest rates and underwriting overlays. Always verify specifics with a VA-approved lender and VA.gov.
Last updated May 1, 2026 · 2026 VA funding fee · DTI thresholds
Disclaimer
Page 214™ is not affiliated with, endorsed by, or connected to the U.S. Department of Veterans Affairs (VA), Department of Defense (DoD), or any federal agency.
The tools on this site are for educational and estimation purposes only and do not constitute financial, legal, or mortgage advice.
Always consult a qualified VA-approved lender before making decisions about home financing.
This site does not collect, store, or transmit any personal data. All calculations run entirely in your browser.
Built by a retired U.S. Navy Commander to help veterans and their families understand their benefits.
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