Sources
All data used across Page 214 tools is sourced from official government publications, the Code of Federal Regulations, and publicly available federal records. This page lists every primary source by category.
VA Disability Compensation
Military Retirement Pay
TRICARE & Healthcare
Military Buyback (FERS/CSRS)
State Veteran Benefits
Long-Term Wealth Projection
MOS to Civilian Career Translator
Tax Calculations
Veteran Charities
Military Education Benefits
CRDP vs CRSC
DD-214 Benefits Decoder
Guard & Reserve Benefits Navigator
- Reserve Retirement DoD Military Compensation — Reserve Retirement
- Reserve Retirement 10 U.S.C. §§ 12731–12740 — Reserve Retirement Eligibility and Pay Computation
- Reserve Retirement 10 U.S.C. § 12731(f) — Early Retirement Credit for Qualifying Active Duty
- Reserve Retirement NDAA FY2008, Section 647 (Pub. L. 110-181) — Reduced Age for Reserve Retirement
- Reserve Retirement 10 U.S.C. § 12739 — High-3 Computation for Reserve Retired Pay
- Reserve Retirement 37 U.S.C. § 356 — Blended Retirement System (BRS) Continuation Pay
- Reserve Retirement DoDI 1215.07 — Service in the Reserve Components (Points Accrual)
- Reserve Retirement 37 U.S.C. § 206 — Reserve Drill Pay
- Reserve Retirement 10 U.S.C. § 1076e — TRICARE Retired Reserve (TRR) Eligibility
- Reserve Retirement DFAS — 2026 Military Pay Tables (3.8% raise)
VA Debt & Overpayment Guide
- VA Debt Guide VA.gov — Manage Your VA Debt
- VA Debt Guide VA.gov — Options to Request Help with VA Debt
- VA Debt Guide VA.gov — Waivers for VA Benefit Debt
- VA Debt Guide VA Form 5655 — Financial Status Report (PDF)
- VA Debt Guide 38 U.S.C. § 5302 — Waiver of Recovery of Overpayments
- VA Debt Guide 38 C.F.R. § 1.963 — Equity and Good Conscience Standard for Waivers
- VA Debt Guide 38 C.F.R. § 1.962 — Compromise of Claims
- VA Debt Guide 38 C.F.R. § 1.911 — Collection of Debts Owed by Reason of VA Benefits
- VA Debt Guide 38 U.S.C. § 5112 — Effective Dates of Reductions and Discontinuances
- VA Debt Guide 31 U.S.C. § 3716 — Treasury Offset Program
- VA Debt Guide 31 C.F.R. § 901.3 — Demand for Payment (Federal Claims Collection Standards)
- VA Debt Guide 38 U.S.C. § 5302(b) — One-Year Time Limit for Waiver Requests
General References
VA Home Loan Calculator
VA Disability Claim Filing Guide
Federal Hiring Toolkit
- Federal Hiring OPM — Merit System Hiring Plan (May 29, 2025)
- Federal Hiring USAJOBS — Federal Job Search and Resume Builder
- Federal Hiring Executive Order 14170 — Reforming the Federal Hiring Process (2025)
- Federal Hiring Executive Order 14356 — Four-to-One Hiring Ratio (October 2025)
- Federal Hiring OPM Final Rule — Rule of Many (September 2025)
- Federal Hiring 91 FR 8342 — Schedule Policy/Career Final Rule (February 5, 2026)
- Federal Hiring 5 U.S.C. § 3326 — 180-Day DoD Cooling-Off Period for Military Retirees
- Federal Hiring DoDI 1402.01 — Employment of Retired Members of the Armed Forces
- Federal Hiring OPM — Classification Standards and Job Series
- Federal Hiring Chance to Compete Act (Pub. L. 118-188) — Skills-Based Assessments
- Federal Hiring 5 U.S.C. § 2108 — Veterans' Preference Definitions
- Federal Hiring 5 C.F.R. §§ 307, 315, 330 — Veterans Hiring Authorities (VRA, VEOA, 30% Disabled, Schedule A)
Survivor Benefits Guide
- Survivor Guide VA.gov — 2026 DIC Rates for Surviving Spouses and Children
- Survivor Guide VA.gov — 2026 DIC Rates for Parents
- Survivor Guide 38 U.S.C. §§ 1310–1318 — Dependency and Indemnity Compensation
- Survivor Guide 38 C.F.R. §§ 3.5, 3.10, 3.22 — DIC Eligibility and Rates
- Survivor Guide 38 U.S.C. §§ 1541–1543 — VA Survivors Pension
- Survivor Guide 38 C.F.R. § 3.23 — Maximum Annual Pension Rate (MAPR)
- Survivor Guide 10 U.S.C. § 1447 et seq. — Survivor Benefit Plan (SBP)
- Survivor Guide 38 U.S.C. § 5121 — Accrued Benefits
- Survivor Guide 38 C.F.R. § 3.1010 — Substitution for Pending Claims
- Survivor Guide 42 U.S.C. § 402 — Social Security Survivor Benefits
- Survivor Guide 38 U.S.C. Chapter 33 — Fry Scholarship (Post-9/11 Survivor Education)
- Survivor Guide 38 U.S.C. Chapter 35 — Survivors' and Dependents' Educational Assistance (DEA)
- Survivor Guide 38 U.S.C. § 1781 — CHAMPVA
- Survivor Guide 10 U.S.C. § 1072 et seq. — TRICARE Survivor Coverage
- Survivor Guide 38 U.S.C. § 3701 et seq. — VA Home Loan Guaranty (Surviving Spouse Eligibility)
- Survivor Guide 38 U.S.C. § 1965 et seq. — SGLI / FSGLI
- Survivor Guide 10 U.S.C. § 1478 — Death Gratuity
- Survivor Guide 38 U.S.C. §§ 2301–2308 — Burial and Memorial Benefits
- Survivor Guide 10 U.S.C. § 1491 — Military Funeral Honors
- Survivor Guide 38 U.S.C. § 1783 — Bereavement Counseling
- Survivor Guide FY2023 NDAA — Gold Star Families Act Provisions
- Survivor Guide DoD Instruction 1300.18 — Casualty Assistance
- Survivor Guide PACT Act (Pub. L. 117-168) — Expanded DIC Eligibility for Toxic Exposure
- Survivor Guide 37 U.S.C. §§ 551–558 — Missing Persons Act (pay continuation for POW/MIA)
- Survivor Guide 26 U.S.C. § 112 — Combat Zone Tax Exclusion (captivity tax exemption)
- Survivor Guide 38 CFR § 3.309(c) — POW Presumptive Conditions
- Survivor Guide Hostage Relief Act of 1980 (P.L. 96-449) — Hostage family protections
A Veteran's Guide to What You've Earned
Separation & Retirement Timeline
TDIU Eligibility Estimator
- 38 C.F.R. § 4.16(a) — Schedular TDIU Criteria (one condition at 60%+ or combined 70% with one at 40%+)
- 38 C.F.R. § 4.16(b) — Extraschedular TDIU (referral to Director of Compensation Service)
- VA.gov — Individual Unemployability (TDIU)
- VA Form 21-8940 — Veteran's Application for Increased Compensation Based on Unemployability
- VA Form 21-4192 — Request for Employment Information in Connection with Claim for Disability Benefits
- 2026 Marginal Employment Threshold: $15,960/year (Federal Poverty Guideline, single individual)
- 38 C.F.R. § 3.951 — Protection of TDIU After 20 Years
- 2026 TDIU Monthly Rate: $3,938.58 (100% single, no dependents)
Presumptive Conditions Lookup
Caregiver Eligibility Navigator
VA Healthcare Eligibility & Travel Pay
- 38 C.F.R. § 17.36 — VA Healthcare Enrollment and Priority Groups
- 38 U.S.C. § 1710 — Eligibility for VA Hospital, Nursing Home, and Domiciliary Care
- VA.gov — Health Care Eligibility
- VA Priority Groups 1–8: 38 C.F.R. § 17.36(b)
- Enhanced Enrollment for Combat Veterans: 38 U.S.C. § 1710(e) (5 years; extended to 10 years under PACT Act for toxic-exposed)
- 38 C.F.R. § 70.10 — Beneficiary Travel (Mileage Reimbursement)
- 2026 VA Beneficiary Travel Rate: $0.415/mile
- Travel Deductible: $3 per one-way trip ($6 round trip); waived for 30%+ SC care, income-eligible, VA pension recipients
- BTSSS (Beneficiary Travel Self-Service System) — Online filing within 30 days of appointment
- VA Enrollment Line: 1-877-222-8387
Life Insurance (SGLI → VGLI → VALife)
- 38 U.S.C. §§ 1965–1980A — Servicemembers' and Veterans' Group Life Insurance (SGLI/VGLI)
- 38 U.S.C. § 1922B — Veterans Affairs Life Insurance (VALife, effective Jan 1, 2023)
- VA.gov — Life Insurance Programs
- VGLI Conversion: 240-day guaranteed-issue window from separation (no medical exam)
- VGLI Premiums: Based on age bracket, increase every 5 years (OSGLI rate tables)
- VALife: Up to $40,000 whole life; guaranteed acceptance for veterans with any SC disability (0%+); no health questions
- OSGLI Contact: 1-800-419-1473
MEB / PEB & IDES Process
- MEB/PEB Guide DoDI 1332.18 — Disability Evaluation System (DES)
- 10 U.S.C. Ch. 61 — Retirement or Separation for Physical Disability
- 38 C.F.R. Part 4 — Schedule for Rating Disabilities (VASRD)
- DoDI 1332.38 — Physical Disability Board of Review (PDBR)
- IDES Timeline: Goal ~295 days; Referral → MEB → VA C&P Exams → PEB → Disposition
- PDRL: DoD rating ≥30%, permanent & stable — full military retiree benefits
- TDRL: DoD rating ≥30%, condition not stable — re-evaluated every 18 months (max 3 years on TDRL if placed after Jan 2017; 5 years if before)
- Medical Separation: DoD rating <30% (<20 YOS) — disability severance = 2 × base pay × YOS (min 3 years; 6 if combat-related; max 19)
- Severance recoupment: VA withholds monthly disability payments until severance amount recovered (unless combat-related)
- Health.mil — IDES Information
- VA.gov — C&P Exam Information
Burial & Memorial Benefits
- 38 U.S.C. §§ 2301–2308 — Burial Benefits and Allowances
- 38 C.F.R. § 38.620 — Burial Allowance Rates
- 10 U.S.C. § 1491 — Military Funeral Honors
- 2026 Burial Allowance Rates: SC death ($2,000 burial + $948 plot), Non-SC VA hospitalized ($948 + $948), Non-SC ($377 + $377)
- VA Form 21P-530 — Application for Burial Allowance (2-year filing deadline; no limit for SC deaths)
- National Cemetery Scheduling Office: 1-800-535-1117
Appeal Path Decision Helper
- 38 C.F.R. § 3.2501 — Supplemental Claims (new and relevant evidence)
- 38 C.F.R. § 3.2601 — Higher-Level Review (senior reviewer, no new evidence)
- 38 U.S.C. § 7104 — Board of Veterans' Appeals (3 dockets: Direct, Evidence, Hearing)
- 1-Year Deadline: All three appeal lanes must be initiated within 1 year of the rating decision
- VA.gov — Decision Reviews and Appeals
IRRRL / VA Refinance
- 38 U.S.C. § 3710(a)(8) — Interest Rate Reduction Refinancing Loan (IRRRL)
- VA.gov — IRRRL (VA Streamline Refinance)
- IRRRL Funding Fee: 0.5% of loan amount (exempt for SC disability)
- Requirement: Must currently have a VA loan; net tangible benefit test applies
Women Veterans Benefits & Healthcare Guide
- VHA Directive 1330.01(5) — Women Veteran Program Manager (WVPM) responsibilities
- 38 U.S.C. § 1786 — Newborn care coverage (7 days after birth)
- P.L. 116-171 (COMPACT Act, 2020) — Community maternity care when VA cannot provide
- PACT Act (P.L. 117-168), Section 201 — Extended postpartum coverage to 12 months
- 38 U.S.C. § 1788 — Fertility counseling and IVF for SC-related infertility
- 38 U.S.C. § 1720D — MST-related care: free for all veterans regardless of rating, enrollment, or discharge
- 38 CFR § 3.304(f)(5) — Relaxed evidence standard for MST-related PTSD claims
- VHA Directive 2010-033 — MST Coordinators at every VAMC
- VA.gov — Women Veterans Health Care
- Women Veterans Call Center: 1-855-VA-WOMEN (829-6636)
- DoD Safe Helpline (MST): 1-800-995-8387
Discharge Upgrade Guide
- 10 U.S.C. § 1553 — Discharge Review Board (DRB) authority and procedures
- 10 U.S.C. § 1552 — Board for Correction of Military/Naval Records (BCMR/BCNR)
- 38 U.S.C. § 5303 — Character of discharge bar to VA benefits
- 38 CFR § 3.12 — Character of discharge determinations
- DoD Instruction 1332.28 — Discharge Review Board procedures
- Secretary of Defense Memorandum, September 3, 2014 (Hagel Memo) — Liberal consideration for PTSD
- Under Secretary of Defense Memorandum, August 25, 2017 (Kurta Memo) — Expanded to all mental health, TBI, MST, and sexual orientation/DADT
- VA Secretary Memorandum, July 2018 (Wilkie Memo) — Liberal consideration in VA COD determinations
- VA.gov — How to Apply for a Discharge Upgrade
- DD Form 293 (DRB application); DD Form 149 (BCMR/BCNR application)
Rural Veterans — MISSION Act Community Care
- P.L. 115-182 (MISSION Act, 2018) — VA community care access standards
- 38 CFR § 17.4040 — Access standards: 30/60-minute drive time, 20/28-day wait time
- VA.gov — Community Care
- VA Video Connect (VVC) — Telehealth for rural veterans
Benefits Eligibility Finder
- All 38 benefits in the finder database are sourced from the individual tool sources listed on this page
- Eligibility logic based on discharge characterization (38 CFR § 3.12), disability rating, years of service, and service component
VA Nexus Guide
- 38 CFR § 3.303 (Principles relating to service connection — direct)
- 38 CFR § 3.310 (Disabilities that are proximately due to or aggravated by service-connected disease or injury — secondary)
- 38 CFR § 3.306 (Aggravation of pre-service disability)
- 38 CFR § 3.304(f) (Service connection for PTSD — stressor verification and MST provisions)
- 38 CFR § 3.309 (Disease subject to presumptive service connection)
- 38 CFR § 3.317 (Compensation for certain disabilities occurring in Persian Gulf veterans — undiagnosed illness)
- 38 CFR § 3.385 (Service connection for hearing loss)
- 38 U.S.C. § 1111 (Presumption of sound condition)
- 38 U.S.C. § 1110 (Basic entitlement — wartime disability compensation)
- P.L. 117-168 (PACT Act — toxic exposure presumptive conditions)
- VA Adjudication Procedures Manual (M21-1) — nexus opinion requirements
- VA.gov — Public Disability Benefits Questionnaires (DBQs)
Deployment Guide
- 26 U.S.C. § 112 (Combat Zone Tax Exclusion — CZTE)
- 37 U.S.C. § 310 (Hostile Fire / Imminent Danger Pay)
- 37 U.S.C. § 427 (Family Separation Allowance)
- 10 U.S.C. § 1035 (Savings Deposit Program — SDP, 10% annual return)
- DFAS — Savings Deposit Program
- 5 U.S.C. § 8432 (TSP contributions and combat zone annual additions limit)
- TSP.gov — Contribution Limits and Combat Zone
- 50 U.S.C. §§ 3937–3938 (SCRA — interest rate cap, deployment protections)
- DoD Instruction 6490.03 (Post-Deployment Health Assessment — PDHA)
- DoD Instruction 6490.12 (Post-Deployment Health Reassessment — PDHRA)
- 38 U.S.C. § 1967 (SGLI — coverage and beneficiary designation)
- 10 U.S.C. § 1044 (Legal assistance — wills, POA, advance directives)
- American Red Cross Emergency Communication: 1-877-272-7337
Your First 90 Days
- 38 U.S.C. § 3011 (Montgomery GI Bill — Chapter 30 enrollment)
- 38 U.S.C. § 1967 (SGLI — automatic coverage and beneficiary designation)
- 5 U.S.C. § 8432 (Thrift Savings Plan contributions and matching)
- TSP.gov — Making Contributions (BRS matching rules)
- DoD Blended Retirement System fact sheets (automatic enrollment, matching schedule)
- 50 U.S.C. §§ 3937–3938 (SCRA — 6% interest rate cap)
- SGLV 8286 (SGLI beneficiary designation form)
- 10 U.S.C. § 1044 (Legal assistance for military members — wills, POA)
Essential Military & VA Documents
How Veterans Benefits Become Law
- PACT Act (P.L. 117-168, Sergeant First Class Heath Robinson Honoring our PACT Act, signed Aug 10, 2022)
- Agent Orange Act of 1991 (P.L. 102-4)
- National Academies of Sciences, Engineering, and Medicine — Gulf War and Health series
- Szema et al., “Military burn pit exposure and airway disease,” Annals of the American Thoracic Society (2023)
- Smith et al., “Burn Pit Exposure Assessment,” Journal of Occupational and Environmental Medicine (2012)
- VA Airborne Hazards and Open Burn Pit Registry (established 2014, 300,000+ participants)
- RAND Corporation, “Lessons from 9/11 for Supporting Veterans Exposed to Military Environmental Hazards” (2025)
- Congress.gov — H.R. 3967 legislative history
- House Committee on Veterans’ Affairs (HVAC); Senate Committee on Veterans’ Affairs (SVAC)
Military Campaigns & Associated Benefits
Military Working Animals & Service Dogs
- H.R. 5314 (Robby’s Law, P.L. 106-446) — Military Working Dog Adoption
- 10 U.S.C. § 2583 — Military Animal Adoption and Transfer
- 38 CFR § 17.148 — VA Service Dog Benefits
- P.L. 117-61 (PAWS for Veterans Therapy Act, 2021)
- H.R. 2605/S. 1441 (SAVES Act, pending)
- VA Prosthetic and Sensory Aids Service — Service Dog Benefits
- Assistance Dogs International (ADI)
- Americans with Disabilities Act (ADA) — Service Animal definitions
- Fair Housing Act — Emotional Support Animal accommodations
Military Spouse Guide
SCRA & MLA Guide
TSP for Military Members
- TSP.gov — Contribution Limits
- TSP.gov — Individual Fund Options
- 5 U.S.C. § 8432 (Thrift Savings Plan authority)
- 26 U.S.C. § 112 (Combat Zone Tax Exclusion)
- 26 U.S.C. § 72(t) (early distribution penalty and exceptions)
- IRS Publication 3 (Armed Forces Tax Guide)
- DoD Blended Retirement System fact sheets
- DFAS 2026 military pay tables and TSP contribution guidance
Veteran Homelessness
Returning to Service — Benefits & Eligibility Guide
Veterans Overseas Benefits Guide
VSO & VA Accredited Representatives Guide
Top VA Disability Claims — VASRD Rating Criteria Decoder
- Top Claims 38 CFR Part 4 — Schedule for Rating Disabilities (VASRD)
- M21-1 Adjudication Procedures Manual (rating criteria application)
- 38 CFR 4.40, 4.45 — DeLuca factors (functional loss, pain, weakness, fatigability)
- VAOPGCPREC 23-97 (separate knee ratings for instability and limitation of motion)
- VAOPGCPREC 9-2004 (separate ratings for flexion and extension of the same knee)
- 38 CFR 4.71a — General Rating Formula for Diseases and Injuries of the Spine
- 38 CFR 4.130 — General Rating Formula for Mental Disorders
- 38 CFR 4.97 — Respiratory system (PFT-based criteria)
- 38 CFR 4.104 — Cardiovascular system (METs/ejection fraction criteria)
- 150 diagnostic codes covering 11 body systems, current through March 2026
Nexus & Service Connection Guide
- Nexus Guide 30 conditions, 46 connection pathways
- 38 U.S.C. 5107(b) — Benefit of the doubt
- 38 CFR 3.102 — Reasonable doubt
- 38 CFR 3.159 — Duty to assist
- 38 CFR 3.385 — Hearing loss thresholds
- 38 CFR 3.304(f)(5) — MST marker evidence (relaxed standard)
- 38 CFR 3.317 — Gulf War presumptives (deadline December 31, 2026)
- M21-1 V.iii.2.B.3.b — Tinnitus lay evidence standard
- VA.gov DBQ forms library
- BVA decision A25014545 (Jan 2025) — GERD secondary to NSAIDs
- GERD DC updated May 2024: DC 7346 → DC 7206 (new criteria)
Aid & Attendance & Elderly Care
- Aid & Attendance 38 CFR 3.351–3.352 — Aid & Attendance and Housebound criteria
- 38 U.S.C. Chapter 17 — VA healthcare and geriatric services
- VA.gov 2026 pension rates (Aid & Attendance, Housebound)
- 38 CFR 3.655 — Consequences of failure to report for C&P examination
- National Association of State Veterans Homes (160+ facilities)
- VA Geriatrics and Extended Care program descriptions (VA.gov/geriatrics)
- PACE program information (Medicare.gov)
PCS Entitlements Checklist
- PCS Entitlements Joint Travel Regulations (JTR) — Chapters 5 (PCS Travel), 6 (Temporary Lodging), 8 (Household Goods)
- DLA rates: DTMO MAP 72-25(I), effective January 1, 2026 (3.8% ECI increase)
- MALT rate: DTMO MAP 73-25(I), $0.205/mile, effective January 1, 2026
- Pet transportation: JTR par. 050107, effective January 1, 2024; alternate location policy effective February 21, 2025. CONUS $550, OCONUS $2,000, high-risk $4,000
- HHG weight allowances: JTR Table 5-37
- TLE: JTR Chapter 5, up to 14 days CONUS combined
- TLA: DTMO Temporary Lodging Allowance rates, up to 60 days OCONUS
- PPM reimbursement: JTR par. 051202, 100% of Government Constructed Cost (2026)
- move.mil — Defense Personal Property System (claims, tracking)
Life Events Checklist
- Life Events 8 life events, 72 checklist items
- DEERS enrollment: DoDI 1000.13 (Identification Cards for Members of the Uniformed Services)
- SGLI/FSGLI: 38 U.S.C. Chapter 19; SGLV 8286, SGLV 8286A
- SBP: 10 U.S.C. Chapter 73; DD Form 2656
- TRICARE Qualifying Life Events: 32 CFR 199
- DIC rates 2026: VA.gov DIC survivor rates, $1,699.36/month base, effective December 1, 2025 (2.8% COLA)
- VA dependent pay: VA Form 21-686c; 38 CFR 3.4(b)(2)
- Burial allowances: VA Form 21P-530EZ; $2,000 SC, $1,002 non-SC (deaths on/after Oct 1, 2025)
- USFSPA: 10 U.S.C. 1408
- MSRRA: P.L. 111-97 (Military Spouses Residency Relief Act)
- Fry Scholarship: 38 U.S.C. 3311(b)(9)
- TSP: 5 U.S.C. Chapter 84; TSP.gov participant guidance
Military Pay Calculator 2026
Glossary
- 74 terms defined from VA.gov, 38 U.S.C., 38 CFR, 10 U.S.C., DoD publications, and OPM regulations
- Cross-linked to relevant Page 214 tools
Crisis Resources
- Veterans Crisis Line: 988 (press 1)
- DoD Safe Helpline (MST): 1-800-995-8387
- Vet Centers: 1-877-WAR-VETS (927-8387)
- National Call Center for Homeless Veterans: 1-877-4AID-VET (424-3838)
- SAMHSA National Helpline: 1-800-662-4357
- National Domestic Violence Hotline: 1-800-799-7233
- VA Caregiver Support Line: 1-855-260-3274
- All numbers verified against VA.gov and respective organization websites, March 2026
All data is sourced from official U.S. government publications and publicly available federal records.
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