This matrix was built by Em, a
retired U.S. Navy Commander (Medical Service Corps, 20+ years). Page 214 is free, privacy-first, and entirely client-side — no account, no data collection, no ads. Source-fidelity standard:
primary government source > official program site > peer-reviewed research > established secondary source. Each program was researched directly against its official materials and every program card carries a "Last verified" date.
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